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SWIFT/BIC code UNCRITM13J4

UNCRITM13J4 belongs to Unicredit SPA in Mirandola, Italy.

UNCRITM13J4

Code details

SWIFT/BIC codeUNCRITM13J4
8-character codeUNCRITM1
Branch code3J4
BankUnicredit SPA
BranchMirandola
CityMirandola
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
3J4 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM13J4?

The code UNCRITM13J4 belongs to Mirandola, part of Unicredit SPA in Mirandola, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM13J4 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM13J4.

What do the letters in UNCRITM13J4 mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and 3J4 identifies the department Mirandola.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.