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SWIFT/BIC code UNCRITM1434

UNCRITM1434 belongs to Unicredit SPA in Luzzara, Italy.

UNCRITM1434

Code details

SWIFT/BIC codeUNCRITM1434
8-character codeUNCRITM1
Branch code434
BankUnicredit SPA
BranchLuzzara
CityLuzzara
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
434 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code UNCRITM1434?

UNCRITM1434 identifies Luzzara, a unit of Unicredit SPA in Luzzara, Italy. Use this branch code only when the account is held at this specific branch.

What do the letters in UNCRITM1434 mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 434 is the code of the branch Luzzara.

Do I need UNCRITM1434 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1434.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Has Unicredit SPA got more SWIFT/BIC codes?

Yes, our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

Can I use UNCRITM1 instead of UNCRITM1434?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1434 is Luzzara. Most international transfers work with the head office code, but use UNCRITM1434 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.