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SWIFT/BIC code UNCRITM144Y

UNCRITM144Y belongs to Unicredit SPA in Carpi, Italy.

UNCRITM144Y

Code details

SWIFT/BIC codeUNCRITM144Y
8-character codeUNCRITM1
Branch code44Y
BankUnicredit SPA
BranchCarpi
CityCarpi
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
44Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code UNCRITM144Y?

UNCRITM144Y identifies Carpi, part of Unicredit SPA in Carpi, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM144Y to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need UNCRITM144Y.

What do the letters in UNCRITM144Y stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 44Y identifies the department Carpi.

Can I use UNCRITM1 instead of UNCRITM144Y?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM144Y is Carpi. For a normal transfer the head office code is usually fine, but use UNCRITM144Y if the recipient asks for it.

What happens if I use UNCRITM144Y with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM144Y against the details from Unicredit SPA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.