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SWIFT/BIC code UNCRITM145Y

UNCRITM145Y belongs to Unicredit SPA in Castelfranco Emilia, Italy.

UNCRITM145Y

Code details

SWIFT/BIC codeUNCRITM145Y
8-character codeUNCRITM1
Branch code45Y
BankUnicredit SPA
BranchCastelfranco Emilia
CityCastelfranco Emilia
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
45Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code UNCRITM145Y?

UNCRITM145Y is the SWIFT/BIC code of Castelfranco Emilia, a unit of Unicredit SPA in Castelfranco Emilia, Italy. Use this branch code only when the account is held at this specific branch.

Do I need UNCRITM145Y to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need UNCRITM145Y.

Can I use UNCRITM1 instead of UNCRITM145Y?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM145Y points to Castelfranco Emilia. For a normal transfer the head office code is usually fine, but use UNCRITM145Y if the recipient asks for it.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What do the letters in UNCRITM145Y stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and 45Y is the code of the branch Castelfranco Emilia.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.