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SWIFT/BIC code UNCRITM146D

UNCRITM146D belongs to Unicredit SPA in Cagliari, Italy.

UNCRITM146D

Code details

SWIFT/BIC codeUNCRITM146D
8-character codeUNCRITM1
Branch code46D
BankUnicredit SPA
BranchCagliari Is Mirrionis
CityCagliari
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
46D Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM146D?

UNCRITM146D is the SWIFT/BIC code of Cagliari Is Mirrionis, a unit of Unicredit SPA in Cagliari, Italy. Use this branch code only when the account is held at this specific branch.

What is the cheapest way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM146D for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM146D.

Can I use UNCRITM1 instead of UNCRITM146D?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM146D points to Cagliari Is Mirrionis. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM146D.

What does each part of UNCRITM146D mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 46D is the code of the department Cagliari Is Mirrionis.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.