SWIFT/BIC code UNCRITM146M
UNCRITM146M belongs to Unicredit SPA in Carbonia, Italy.
Code details
| SWIFT/BIC code | UNCRITM146M |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | 46M |
| Bank | Unicredit SPA |
| Branch | Carbonia |
| City | Carbonia |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 46M Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code UNCRITM146M?
The code UNCRITM146M belongs to Carbonia, a unit of Unicredit SPA in Carbonia, Italy. Only use it if the account is held at this specific branch.
Do I need UNCRITM146M to send euros to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need UNCRITM146M.
How long does a transfer to Unicredit SPA take in Italy?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What is the cheapest way to send money to Unicredit SPA in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send.
What happens if I enter UNCRITM146M incorrectly?
The payment may be delayed, returned or charged extra fees. Always check UNCRITM146M against the details from Unicredit SPA before sending.
What does each part of UNCRITM146M mean?
UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and 46M is the code of the branch Carbonia.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.