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SWIFT/BIC code UNCRITM146X

UNCRITM146X belongs to Unicredit SPA in Caltanissetta, Italy.

UNCRITM146X

Code details

SWIFT/BIC codeUNCRITM146X
8-character codeUNCRITM1
Branch code46X
BankUnicredit SPA
BranchCaltanissetta
CityCaltanissetta
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
46X Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code UNCRITM146X?

UNCRITM146X identifies Caltanissetta, a unit of Unicredit SPA in Caltanissetta, Italy. Only use it if the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.

Can I use UNCRITM1 instead of UNCRITM146X?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM146X points to Caltanissetta. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM146X.

What happens if I use UNCRITM146X incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM146X with the recipient before you confirm.

Do I need UNCRITM146X for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM146X.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.