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SWIFT/BIC code UNCRITM148X

UNCRITM148X belongs to Unicredit SPA in Frascati, Italy.

UNCRITM148X

Code details

SWIFT/BIC codeUNCRITM148X
8-character codeUNCRITM1
Branch code48X
BankUnicredit SPA
BranchFrascati
CityFrascati
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
48X Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM148X?

The code UNCRITM148X belongs to Frascati, a unit of Unicredit SPA in Frascati, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM148X for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM148X.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

What does each part of UNCRITM148X mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 48X is the code of the department Frascati.

What happens if I use UNCRITM148X with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM148X against the details from Unicredit SPA before sending.

Can I use UNCRITM1 instead of UNCRITM148X?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM148X points to Frascati. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM148X.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.