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SWIFT/BIC code UNCRITM1539

UNCRITM1539 belongs to Unicredit SPA in Terracina, Italy.

UNCRITM1539

Code details

SWIFT/BIC codeUNCRITM1539
8-character codeUNCRITM1
Branch code539
BankUnicredit SPA
BranchTerracina Via Roma
CityTerracina
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
539 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM1539?

The code UNCRITM1539 belongs to Terracina Via Roma, a branch or department of Unicredit SPA in Terracina, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM1539 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1539.

What do the letters in UNCRITM1539 mean?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and 539 is the code of the department Terracina Via Roma.

What is the cheapest way to send money to Unicredit SPA?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

Can I use UNCRITM1 instead of UNCRITM1539?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1539 is Terracina Via Roma. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1539.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.