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SWIFT/BIC code UNCRITM153Y

UNCRITM153Y belongs to Unicredit SPA in Bergamo, Italy.

UNCRITM153Y

Code details

SWIFT/BIC codeUNCRITM153Y
8-character codeUNCRITM1
Branch code53Y
BankUnicredit SPA
BranchBergamo
CityBergamo
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
53Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM153Y?

The code UNCRITM153Y belongs to Bergamo, part of Unicredit SPA in Bergamo, Italy. Use this branch code only when the account is held at this specific branch.

What is the best way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

Do I need UNCRITM153Y to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need UNCRITM153Y.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What does each part of UNCRITM153Y stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 53Y identifies the branch Bergamo.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.