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SWIFT/BIC code UNCRITM154Y

UNCRITM154Y belongs to Unicredit SPA in Borgomanero, Italy.

UNCRITM154Y

Code details

SWIFT/BIC codeUNCRITM154Y
8-character codeUNCRITM1
Branch code54Y
BankUnicredit SPA
BranchBorgomanero
CityBorgomanero
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
54Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code UNCRITM154Y?

UNCRITM154Y identifies Borgomanero, part of Unicredit SPA in Borgomanero, Italy. Only use it if the account is held at this specific branch.

What is the best way to send money to Unicredit SPA?

Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

Can I use UNCRITM1 instead of UNCRITM154Y?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM154Y is Borgomanero. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM154Y.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM154Y to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need UNCRITM154Y.

What does each part of UNCRITM154Y mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and 54Y identifies the department Borgomanero.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.