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SWIFT/BIC code UNCRITM156Y

UNCRITM156Y belongs to Unicredit SPA in Gallarate, Italy.

UNCRITM156Y

Code details

SWIFT/BIC codeUNCRITM156Y
8-character codeUNCRITM1
Branch code56Y
BankUnicredit SPA
BranchGallarate
CityGallarate
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
56Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code UNCRITM156Y?

UNCRITM156Y identifies Gallarate, a branch or department of Unicredit SPA in Gallarate, Italy. Only use it if the account is held at this specific branch.

What is the cheapest way to send money to Unicredit SPA?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

What happens if I use UNCRITM156Y with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM156Y with the recipient before you confirm.

What do the letters in UNCRITM156Y stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and 56Y identifies the branch Gallarate.

Can I use UNCRITM1 instead of UNCRITM156Y?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM156Y points to Gallarate. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM156Y.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.