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SWIFT/BIC code UNCRITM1585

UNCRITM1585 belongs to Unicredit SPA in Reggio di Calabria, Italy.

UNCRITM1585

Code details

SWIFT/BIC codeUNCRITM1585
8-character codeUNCRITM1
Branch code585
BankUnicredit SPA
BranchReggio Calabria Garibaldi
CityReggio di Calabria
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
585 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code UNCRITM1585?

UNCRITM1585 identifies Reggio Calabria Garibaldi, a unit of Unicredit SPA in Reggio di Calabria, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

What does each part of UNCRITM1585 mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and 585 identifies the branch Reggio Calabria Garibaldi.

Can I use UNCRITM1 instead of UNCRITM1585?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1585 points to Reggio Calabria Garibaldi. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1585.

Do I need UNCRITM1585 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1585.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.