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SWIFT/BIC code UNCRITM159X

UNCRITM159X belongs to Unicredit SPA in Lumezzane, Italy.

UNCRITM159X

Code details

SWIFT/BIC codeUNCRITM159X
8-character codeUNCRITM1
Branch code59X
BankUnicredit SPA
BranchLumezzane
CityLumezzane
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
59X Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM159X?

UNCRITM159X identifies Lumezzane, a unit of Unicredit SPA in Lumezzane, Italy. Only use it if the account is held at this specific branch.

What is the cheapest way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM159X to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need UNCRITM159X.

Can I use UNCRITM1 instead of UNCRITM159X?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM159X is Lumezzane. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM159X.

What happens if I use UNCRITM159X with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM159X with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.