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SWIFT/BIC code UNCRITM1609

UNCRITM1609 belongs to Unicredit SPA in Napoli, Italy.

UNCRITM1609

Code details

SWIFT/BIC codeUNCRITM1609
8-character codeUNCRITM1
Branch code609
BankUnicredit SPA
BranchNapoli Carita'
CityNapoli
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
609 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code UNCRITM1609?

UNCRITM1609 identifies Napoli Carita', a branch or department of Unicredit SPA in Napoli, Italy. Only use it if the recipient or their bank explicitly asks for it.

Do I need UNCRITM1609 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1609.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.

What happens if I use UNCRITM1609 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1609 with the recipient before you confirm.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.