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SWIFT/BIC code UNCRITM165Y

UNCRITM165Y belongs to Unicredit SPA in Varese, Italy.

UNCRITM165Y

Code details

SWIFT/BIC codeUNCRITM165Y
8-character codeUNCRITM1
Branch code65Y
BankUnicredit SPA
BranchVarese
CityVarese
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
65Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM165Y?

UNCRITM165Y identifies Varese, a branch or department of Unicredit SPA in Varese, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM165Y with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM165Y with the recipient before you confirm.

What do the letters in UNCRITM165Y stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and 65Y is the code of the branch Varese.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Do I need UNCRITM165Y to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM165Y.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.