SWIFT/BIC code UNCRITM174Y

UNCRITM174Y belongs to Unicredit SPA in Monza, Italy.

UNCRITM174Y

Code details

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code: 4 letters that identify the bank.
IT Country code: 2 letters for the country (ISO 3166).
M1 Location code: 2 characters for the city or region of the head office.
74Y Branch code: 3 characters for a specific branch. XXX means the head office.

Which branch is behind SWIFT code UNCRITM174Y?

UNCRITM174Y identifies Monza, part of Unicredit SPA in Monza, Italy. Only use it if the account is held at this specific branch.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

What happens if I use UNCRITM174Y incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM174Y against the details from Unicredit SPA before sending.

What do the letters in UNCRITM174Y mean?

UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the location code and 74Y is the code of the branch Monza.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM174Y for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need UNCRITM174Y.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.

Banks often add 1–3% to the exchange rate on international transfers. Compare what you really receive in Euro.