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SWIFT/BIC code UNCRITM176H

UNCRITM176H belongs to Unicredit SPA in Borgorivo - Terni, Italy.

UNCRITM176H

Code details

SWIFT/BIC codeUNCRITM176H
8-character codeUNCRITM1
Branch code76H
BankUnicredit SPA
BranchTerni Borgorivo
CityBorgorivo - Terni
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
76H Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code UNCRITM176H?

UNCRITM176H identifies Terni Borgorivo, part of Unicredit SPA in Borgorivo - Terni, Italy. Only use it if the recipient or their bank explicitly asks for it.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM176H to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need UNCRITM176H.

Can I use UNCRITM1 instead of UNCRITM176H?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM176H points to Terni Borgorivo. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM176H.

What happens if I use UNCRITM176H with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM176H against the details from Unicredit SPA before sending.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.