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SWIFT/BIC code UNCRITM178X

UNCRITM178X belongs to Unicredit SPA in Genova, Italy.

UNCRITM178X

Code details

SWIFT/BIC codeUNCRITM178X
8-character codeUNCRITM1
Branch code78X
BankUnicredit SPA
BranchGenova Ponente
CityGenova
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
78X Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC UNCRITM178X?

UNCRITM178X is the SWIFT/BIC code of Genova Ponente, a branch or department of Unicredit SPA in Genova, Italy. Only use it if the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA?

Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

What happens if I use UNCRITM178X incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM178X against the details from Unicredit SPA before you confirm.

What does each part of UNCRITM178X stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and 78X identifies the department Genova Ponente.

Do I need UNCRITM178X to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM178X.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.