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SWIFT/BIC code UNCRITM178Y

UNCRITM178Y belongs to Unicredit SPA in Lecce, Italy.

UNCRITM178Y

Code details

SWIFT/BIC codeUNCRITM178Y
8-character codeUNCRITM1
Branch code78Y
BankUnicredit SPA
BranchLecce
CityLecce
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
78Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM178Y?

UNCRITM178Y is the SWIFT/BIC code of Lecce, a unit of Unicredit SPA in Lecce, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

What happens if I use UNCRITM178Y with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM178Y against the details from Unicredit SPA before you confirm.

Can I use UNCRITM1 instead of UNCRITM178Y?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM178Y is Lecce. For a normal transfer the head office code is usually fine, yet use UNCRITM178Y if the recipient asks for it.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM178Y for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM178Y.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.