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SWIFT/BIC code UNCRITM184X

UNCRITM184X belongs to Unicredit SPA in Terni, Italy.

UNCRITM184X

Code details

SWIFT/BIC codeUNCRITM184X
8-character codeUNCRITM1
Branch code84X
BankUnicredit SPA
BranchTerni
CityTerni
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
84X Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code UNCRITM184X?

UNCRITM184X identifies Terni, a unit of Unicredit SPA in Terni, Italy. Only use it if the recipient or their bank explicitly asks for it.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM184X for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM184X.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.

What do the letters in UNCRITM184X stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 84X is the code of the branch Terni.

Can I use UNCRITM1 instead of UNCRITM184X?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM184X points to Terni. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM184X.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.