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SWIFT/BIC code UNCRITM1865

UNCRITM1865 belongs to Unicredit SPA in Ivrea, Italy.

UNCRITM1865

Code details

SWIFT/BIC codeUNCRITM1865
8-character codeUNCRITM1
Branch code865
BankUnicredit SPA
BranchIvrea Freguglia
CityIvrea
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
865 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM1865?

UNCRITM1865 is the SWIFT/BIC code of Ivrea Freguglia, a branch or department of Unicredit SPA in Ivrea, Italy. Only use it if the account is held at this specific branch.

What happens if I enter UNCRITM1865 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1865 against the details from Unicredit SPA before sending.

What is the best way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM1865 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you still need UNCRITM1865.

Can I use UNCRITM1 instead of UNCRITM1865?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1865 points to Ivrea Freguglia. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1865.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.