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SWIFT/BIC code UNCRITM191X

UNCRITM191X belongs to Unicredit SPA in Reggio di Calabria, Italy.

UNCRITM191X

Code details

SWIFT/BIC codeUNCRITM191X
8-character codeUNCRITM1
Branch code91X
BankUnicredit SPA
BranchReggio Calabria
CityReggio di Calabria
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
91X Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM191X?

The code UNCRITM191X belongs to Reggio Calabria, a branch or department of Unicredit SPA in Reggio di Calabria, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Do I need UNCRITM191X to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need UNCRITM191X.

What do the letters in UNCRITM191X stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and 91X is the code of the department Reggio Calabria.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

Can I use UNCRITM1 instead of UNCRITM191X?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM191X points to Reggio Calabria. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM191X.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.