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SWIFT/BIC code UNCRITM193H

UNCRITM193H belongs to Unicredit SPA in Fano, Italy.

UNCRITM193H

Code details

SWIFT/BIC codeUNCRITM193H
8-character codeUNCRITM1
Branch code93H
BankUnicredit SPA
BranchFano Einaudi
CityFano
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
93H Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM193H?

UNCRITM193H identifies Fano Einaudi, a unit of Unicredit SPA in Fano, Italy. Use this branch code only when the account is held at this specific branch.

What do the letters in UNCRITM193H mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and 93H is the code of the department Fano Einaudi.

What happens if I use UNCRITM193H with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM193H with the recipient before sending.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM193H for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need UNCRITM193H.

Can I use UNCRITM1 instead of UNCRITM193H?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM193H is Fano Einaudi. For a normal transfer the head office code is usually fine, yet use UNCRITM193H if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.