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SWIFT/BIC code UNCRITM194H

UNCRITM194H belongs to Unicredit SPA in Caggiano, Italy.

UNCRITM194H

Code details

SWIFT/BIC codeUNCRITM194H
8-character codeUNCRITM1
Branch code94H
BankUnicredit SPA
BranchCaggiano
CityCaggiano
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
94H Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM194H?

The code UNCRITM194H belongs to Caggiano, part of Unicredit SPA in Caggiano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM194H to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you still need UNCRITM194H.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

What does each part of UNCRITM194H stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and 94H identifies the branch Caggiano.

Can I use UNCRITM1 instead of UNCRITM194H?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM194H points to Caggiano. Most international transfers work with the head office code, but use UNCRITM194H if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.