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SWIFT/BIC code UNCRITM194L

UNCRITM194L belongs to Unicredit SPA in Torino, Italy.

UNCRITM194L

Code details

SWIFT/BIC codeUNCRITM194L
8-character codeUNCRITM1
Branch code94L
BankUnicredit SPA
BranchTorino Corso Sebastopoli
CityTorino
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
94L Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code UNCRITM194L?

UNCRITM194L identifies Torino Corso Sebastopoli, part of Unicredit SPA in Torino, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

What happens if I use UNCRITM194L incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM194L with the recipient before you confirm.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Do I need UNCRITM194L to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need UNCRITM194L.

Can I use UNCRITM1 instead of UNCRITM194L?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM194L points to Torino Corso Sebastopoli. Most international transfers work with the head office code, yet use UNCRITM194L if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.