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SWIFT/BIC code UNCRITM1AA5

UNCRITM1AA5 belongs to Unicredit SPA in Torino, Italy.

UNCRITM1AA5

Code details

SWIFT/BIC codeUNCRITM1AA5
8-character codeUNCRITM1
Branch codeAA5
BankUnicredit SPA
BranchTorino Sommeiller
CityTorino
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
AA5 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code UNCRITM1AA5?

UNCRITM1AA5 is the SWIFT/BIC code of Torino Sommeiller, a unit of Unicredit SPA in Torino, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM1AA5 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1AA5.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Can I use UNCRITM1 instead of UNCRITM1AA5?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1AA5 points to Torino Sommeiller. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1AA5.

What happens if I use UNCRITM1AA5 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1AA5 with the recipient before sending.

What does each part of UNCRITM1AA5 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and AA5 is the code of the department Torino Sommeiller.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.