GoldexPay
Language: EN
English Nederlands Deutsch Français Español

SWIFT/BIC code UNCRITM1AB3

UNCRITM1AB3 belongs to Unicredit SPA in Torino, Italy.

UNCRITM1AB3

Code details

SWIFT/BIC codeUNCRITM1AB3
8-character codeUNCRITM1
Branch codeAB3
BankUnicredit SPA
BranchTorino Caboto
CityTorino
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
AB3 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC UNCRITM1AB3?

UNCRITM1AB3 identifies Torino Caboto, a unit of Unicredit SPA in Torino, Italy. Use this branch code only when the account is held at this specific branch.

What happens if I enter UNCRITM1AB3 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1AB3 with the recipient before you confirm.

What is the best way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM1AB3 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need UNCRITM1AB3.

Can I use UNCRITM1 instead of UNCRITM1AB3?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1AB3 is Torino Caboto. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1AB3.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.