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SWIFT/BIC code UNCRITM1AB5

UNCRITM1AB5 belongs to Unicredit SPA in Torino, Italy.

UNCRITM1AB5

Code details

SWIFT/BIC codeUNCRITM1AB5
8-character codeUNCRITM1
Branch codeAB5
BankUnicredit SPA
BranchTorino Sacchi
CityTorino
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
AB5 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM1AB5?

UNCRITM1AB5 identifies Torino Sacchi, a branch or department of Unicredit SPA in Torino, Italy. Only use it if the account is held at this specific branch.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1AB5 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1AB5.

What happens if I enter UNCRITM1AB5 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1AB5 against the details from Unicredit SPA before you confirm.

Can I use UNCRITM1 instead of UNCRITM1AB5?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1AB5 points to Torino Sacchi. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1AB5.

What is the cheapest way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.