SWIFT/BIC code UNCRITM1AC2
UNCRITM1AC2 belongs to Unicredit SPA in Torino, Italy.
Code details
| SWIFT/BIC code | UNCRITM1AC2 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | AC2 |
| Bank | Unicredit SPA |
| Branch | Torino Chironi |
| City | Torino |
| Country | Italy |
The way the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- AC2 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses BIC UNCRITM1AC2?
UNCRITM1AC2 identifies Torino Chironi, a unit of Unicredit SPA in Torino, Italy. Only use it if the recipient or their bank explicitly asks for it.
Can I use UNCRITM1 instead of UNCRITM1AC2?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1AC2 is Torino Chironi. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1AC2.
What does each part of UNCRITM1AC2 stand for?
UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and AC2 identifies the branch Torino Chironi.
How long does it take to send money to Unicredit SPA?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What is the best way to send money to Unicredit SPA?
Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
Do I need UNCRITM1AC2 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need UNCRITM1AC2.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.