SWIFT/BIC code UNCRITM1AC3
UNCRITM1AC3 belongs to Unicredit SPA in Torino, Italy.
Code details
| SWIFT/BIC code | UNCRITM1AC3 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | AC3 |
| Bank | Unicredit SPA |
| Branch | Torino Corso Vercelli |
| City | Torino |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- AC3 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code UNCRITM1AC3?
UNCRITM1AC3 identifies Torino Corso Vercelli, part of Unicredit SPA in Torino, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the cheapest way to send money to Unicredit SPA in Italy?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.
Do I need UNCRITM1AC3 to send euros to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1AC3.
How long does it take to send money to Unicredit SPA?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.
Can I use UNCRITM1 instead of UNCRITM1AC3?
UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1AC3 is Torino Corso Vercelli. For a normal transfer the head office code is usually fine, yet use UNCRITM1AC3 if the recipient asks for it.
What does each part of UNCRITM1AC3 mean?
UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the location code and AC3 is the code of the department Torino Corso Vercelli.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.