SWIFT/BIC code UNCRITM1AC4
UNCRITM1AC4 belongs to Unicredit SPA in Torino, Italy.
Code details
| SWIFT/BIC code | UNCRITM1AC4 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | AC4 |
| Bank | Unicredit SPA |
| Branch | Torino Corso Taranto |
| City | Torino |
| Country | Italy |
The way the Unicredit SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- AC4 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC UNCRITM1AC4?
UNCRITM1AC4 identifies Torino Corso Taranto, a unit of Unicredit SPA in Torino, Italy. Only use it if the recipient or their bank explicitly asks for it.
What is the best way to send money to Unicredit SPA?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
How long does it take to send money to Unicredit SPA?
Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
Do I need UNCRITM1AC4 to send euros to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1AC4.
What happens if I enter UNCRITM1AC4 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1AC4 with the recipient before you confirm.
Can I use UNCRITM1 instead of UNCRITM1AC4?
UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1AC4 points to Torino Corso Taranto. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1AC4.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.