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SWIFT/BIC code UNCRITM1AD9

UNCRITM1AD9 belongs to Unicredit SPA in Torino, Italy.

UNCRITM1AD9

Code details

SWIFT/BIC codeUNCRITM1AD9
8-character codeUNCRITM1
Branch codeAD9
BankUnicredit SPA
BranchTorino S.rita
CityTorino
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
AD9 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code UNCRITM1AD9?

UNCRITM1AD9 identifies Torino S.rita, a branch or department of Unicredit SPA in Torino, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM1AD9 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need UNCRITM1AD9.

What happens if I use UNCRITM1AD9 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1AD9 against the details from Unicredit SPA before sending.

Can I use UNCRITM1 instead of UNCRITM1AD9?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1AD9 points to Torino S.rita. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1AD9.

What does each part of UNCRITM1AD9 mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and AD9 is the code of the department Torino S.rita.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.