SWIFT/BIC code UNCRITM1AF2
UNCRITM1AF2 belongs to Unicredit SPA in Torino, Italy.
Code details
| SWIFT/BIC code | UNCRITM1AF2 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | AF2 |
| Bank | Unicredit SPA |
| Branch | Torino Garibaldi |
| City | Torino |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- AF2 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT code UNCRITM1AF2?
UNCRITM1AF2 identifies Torino Garibaldi, a unit of Unicredit SPA in Torino, Italy. Only use it if the recipient or their bank explicitly asks for it.
What happens if I use UNCRITM1AF2 with a typo?
The payment may be delayed, returned or charged extra fees. Always check UNCRITM1AF2 with the recipient before sending.
Do I need UNCRITM1AF2 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need UNCRITM1AF2.
How long does it take to send money to Unicredit SPA?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What does each part of UNCRITM1AF2 mean?
UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and AF2 identifies the branch Torino Garibaldi.
What is the best way to send money to Unicredit SPA in Italy?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.