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SWIFT/BIC code UNCRITM1BGW

UNCRITM1BGW belongs to Unicredit SPA in Bergamo, Italy.

UNCRITM1BGW

Code details

SWIFT/BIC codeUNCRITM1BGW
8-character codeUNCRITM1
Branch codeBGW
BankUnicredit SPA
BranchBergamo
CityBergamo
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
BGW Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code UNCRITM1BGW?

The code UNCRITM1BGW belongs to Bergamo, a unit of Unicredit SPA in Bergamo, Italy. Use this branch code only when the account is held at this specific branch.

Has Unicredit SPA got more SWIFT/BIC codes?

Yes, our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

What do the letters in UNCRITM1BGW mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and BGW is the code of the branch Bergamo.

Can I use UNCRITM1 instead of UNCRITM1BGW?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1BGW points to Bergamo. For a normal transfer the head office code is usually fine, yet use UNCRITM1BGW if the recipient asks for it.

What happens if I use UNCRITM1BGW with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1BGW with the recipient before sending.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.