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SWIFT/BIC code UNCRITM1C31

UNCRITM1C31 belongs to Unicredit SPA in Roma, Italy.

UNCRITM1C31

Code details

SWIFT/BIC codeUNCRITM1C31
8-character codeUNCRITM1
Branch codeC31
BankUnicredit SPA
BranchRoma Piazza Ragusa
CityRoma
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
C31 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code UNCRITM1C31?

UNCRITM1C31 is the SWIFT/BIC code of Roma Piazza Ragusa, part of Unicredit SPA in Roma, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM1C31 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1C31.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

What happens if I use UNCRITM1C31 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1C31 with the recipient before you confirm.

Can I use UNCRITM1 instead of UNCRITM1C31?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1C31 is Roma Piazza Ragusa. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1C31.

What is the best way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.