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SWIFT/BIC code UNCRITM1C48

UNCRITM1C48 belongs to Unicredit SPA in Cagliari, Italy.

UNCRITM1C48

Code details

SWIFT/BIC codeUNCRITM1C48
8-character codeUNCRITM1
Branch codeC48
BankUnicredit SPA
BranchCagliari Giovanni Xxiii
CityCagliari
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
C48 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM1C48?

UNCRITM1C48 identifies Cagliari Giovanni Xxiii, part of Unicredit SPA in Cagliari, Italy. Only use it if the recipient or their bank explicitly asks for it.

Can I use UNCRITM1 instead of UNCRITM1C48?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1C48 points to Cagliari Giovanni Xxiii. For a normal transfer the head office code is usually fine, but use UNCRITM1C48 if the recipient asks for it.

What happens if I use UNCRITM1C48 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1C48 against the details from Unicredit SPA before you confirm.

What does each part of UNCRITM1C48 mean?

UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the location code and C48 is the code of the branch Cagliari Giovanni Xxiii.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.