SWIFT/BIC code UNCRITM1CD1
UNCRITM1CD1 belongs to Unicredit SPA in Biella, Italy.
Code details
| SWIFT/BIC code | UNCRITM1CD1 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | CD1 |
| Bank | Unicredit SPA |
| Branch | Biella Delleani |
| City | Biella |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- CD1 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC UNCRITM1CD1?
UNCRITM1CD1 identifies Biella Delleani, part of Unicredit SPA in Biella, Italy. Use this branch code only when the account is held at this specific branch.
What is the cheapest way to send money to Unicredit SPA?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
What happens if I use UNCRITM1CD1 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1CD1 against the details from Unicredit SPA before sending.
What does each part of UNCRITM1CD1 mean?
UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and CD1 is the code of the department Biella Delleani.
How long does it take to send money to Unicredit SPA in Italy?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.
Can I use UNCRITM1 instead of UNCRITM1CD1?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1CD1 is Biella Delleani. Most international transfers work with the head office code, but use UNCRITM1CD1 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.