SWIFT/BIC code UNCRITM1CD4
UNCRITM1CD4 belongs to Unicredit SPA in Barge, Italy.
Code details
| SWIFT/BIC code | UNCRITM1CD4 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | CD4 |
| Bank | Unicredit SPA |
| Branch | Barge |
| City | Barge |
| Country | Italy |
The way the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- CD4 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code UNCRITM1CD4?
The code UNCRITM1CD4 belongs to Barge, part of Unicredit SPA in Barge, Italy. Only use it if the recipient or their bank explicitly asks for it.
What happens if I use UNCRITM1CD4 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check UNCRITM1CD4 with the recipient before sending.
What is the best way to send money to Unicredit SPA?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.
Can I use UNCRITM1 instead of UNCRITM1CD4?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1CD4 is Barge. For a normal transfer the head office code is usually fine, yet use UNCRITM1CD4 if the recipient asks for it.
Do I need UNCRITM1CD4 to send euros to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1CD4.
How long does it take to send money to Unicredit SPA?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.