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SWIFT/BIC code UNCRITM1D20

UNCRITM1D20 belongs to Unicredit SPA in Bardolino, Italy.

UNCRITM1D20

Code details

SWIFT/BIC codeUNCRITM1D20
8-character codeUNCRITM1
Branch codeD20
BankUnicredit SPA
BranchBardolino
CityBardolino
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
D20 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code UNCRITM1D20?

The code UNCRITM1D20 belongs to Bardolino, part of Unicredit SPA in Bardolino, Italy. Use this branch code only when the account is held at this specific branch.

What does each part of UNCRITM1D20 stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and D20 is the code of the branch Bardolino.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

Can I use UNCRITM1 instead of UNCRITM1D20?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1D20 points to Bardolino. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1D20.

What happens if I enter UNCRITM1D20 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1D20 against the details from Unicredit SPA before sending.

Do I need UNCRITM1D20 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1D20.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.