SWIFT/BIC code UNCRITM1D31
UNCRITM1D31 belongs to Unicredit SPA in San Giovanni Lupatoto, Italy.
Code details
| SWIFT/BIC code | UNCRITM1D31 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | D31 |
| Bank | Unicredit SPA |
| Branch | S.giovanni Lupatoto Umberto I |
| City | San Giovanni Lupatoto |
| Country | Italy |
The way the Unicredit SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- D31 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code UNCRITM1D31?
UNCRITM1D31 identifies S.giovanni Lupatoto Umberto I, a branch or department of Unicredit SPA in San Giovanni Lupatoto, Italy. Only use it if the account is held at this specific branch.
What do the letters in UNCRITM1D31 mean?
UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and D31 identifies the branch S.giovanni Lupatoto Umberto I.
What happens if I use UNCRITM1D31 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1D31 with the recipient before sending.
What is the cheapest way to send money to Unicredit SPA in Italy?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send.
Do I need UNCRITM1D31 for a euro transfer to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1D31.
How long does it take to send money to Unicredit SPA?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.