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SWIFT/BIC code UNCRITM1D49

UNCRITM1D49 belongs to Unicredit SPA in Inverigo, Italy.

UNCRITM1D49

Code details

SWIFT/BIC codeUNCRITM1D49
8-character codeUNCRITM1
Branch codeD49
BankUnicredit SPA
BranchInverigo
CityInverigo
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
D49 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM1D49?

UNCRITM1D49 identifies Inverigo, a branch or department of Unicredit SPA in Inverigo, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM1D49 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1D49 against the details from Unicredit SPA before sending.

What does each part of UNCRITM1D49 mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and D49 is the code of the branch Inverigo.

Can I use UNCRITM1 instead of UNCRITM1D49?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1D49 points to Inverigo. For a normal transfer the head office code is usually fine, but use UNCRITM1D49 if the recipient asks for it.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM1D49 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1D49.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.