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SWIFT/BIC code UNCRITM1D68

UNCRITM1D68 belongs to Unicredit SPA in Lariano, Italy.

UNCRITM1D68

Code details

SWIFT/BIC codeUNCRITM1D68
8-character codeUNCRITM1
Branch codeD68
BankUnicredit SPA
BranchLariano
CityLariano
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
D68 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code UNCRITM1D68?

The code UNCRITM1D68 belongs to Lariano, a branch or department of Unicredit SPA in Lariano, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM1D68 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1D68 with the recipient before sending.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

What does each part of UNCRITM1D68 stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and D68 identifies the branch Lariano.

Do I need UNCRITM1D68 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need UNCRITM1D68.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.