SWIFT/BIC code UNCRITM1D85

UNCRITM1D85 belongs to Unicredit SPA in Nuoro, Italy.

UNCRITM1D85

Code details

SWIFT/BIC codeUNCRITM1D85
8-character codeUNCRITM1
Branch codeD85
BankUnicredit SPA
BranchNuoro Mughina,
CityNuoro
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
D85 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code UNCRITM1D85?

The code UNCRITM1D85 belongs to Nuoro Mughina,, a unit of Unicredit SPA in Nuoro, Italy. Only use it if the account is held at this specific branch.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM1D85 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1D85.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

What does each part of UNCRITM1D85 mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and D85 is the code of the department Nuoro Mughina,.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.