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SWIFT/BIC code UNCRITM1DC3

UNCRITM1DC3 belongs to Unicredit SPA in Galliate, Italy.

UNCRITM1DC3

Code details

SWIFT/BIC codeUNCRITM1DC3
8-character codeUNCRITM1
Branch codeDC3
BankUnicredit SPA
BranchGalliate
CityGalliate
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
DC3 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code UNCRITM1DC3?

UNCRITM1DC3 is the SWIFT/BIC code of Galliate, a branch or department of Unicredit SPA in Galliate, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM1DC3 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1DC3.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What happens if I enter UNCRITM1DC3 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1DC3 against the details from Unicredit SPA before sending.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

Can I use UNCRITM1 instead of UNCRITM1DC3?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1DC3 points to Galliate. Most international transfers work with the head office code, yet use UNCRITM1DC3 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.