SWIFT/BIC code UNCRITM1DE5
UNCRITM1DE5 belongs to Unicredit SPA in Testona (Moncalieri), Italy.
Code details
| SWIFT/BIC code | UNCRITM1DE5 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | DE5 |
| Bank | Unicredit SPA |
| Branch | Moncalieri Testona |
| City | Testona (Moncalieri) |
| Country | Italy |
The way the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- DE5 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC UNCRITM1DE5?
The code UNCRITM1DE5 belongs to Moncalieri Testona, a branch or department of Unicredit SPA in Testona (Moncalieri), Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What do the letters in UNCRITM1DE5 stand for?
UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and DE5 is the code of the department Moncalieri Testona.
What is the best way to send money to Unicredit SPA in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
Do I need UNCRITM1DE5 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1DE5.
How long does a transfer to Unicredit SPA take?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Can I use UNCRITM1 instead of UNCRITM1DE5?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1DE5 is Moncalieri Testona. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1DE5.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.