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SWIFT/BIC code UNCRITM1E03

UNCRITM1E03 belongs to Unicredit SPA in Vaiano, Italy.

UNCRITM1E03

Code details

SWIFT/BIC codeUNCRITM1E03
8-character codeUNCRITM1
Branch codeE03
BankUnicredit SPA
BranchVaiano
CityVaiano
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
E03 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM1E03?

The code UNCRITM1E03 belongs to Vaiano, a unit of Unicredit SPA in Vaiano, Italy. Only use it if the account is held at this specific branch.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What does each part of UNCRITM1E03 stand for?

UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the location code and E03 identifies the branch Vaiano.

Do I need UNCRITM1E03 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1E03.

What happens if I enter UNCRITM1E03 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1E03 against the details from Unicredit SPA before you confirm.

Can I use UNCRITM1 instead of UNCRITM1E03?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1E03 points to Vaiano. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1E03.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.