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SWIFT/BIC code UNCRITM1E86

UNCRITM1E86 belongs to Unicredit SPA in Cimitile, Italy.

UNCRITM1E86

Code details

SWIFT/BIC codeUNCRITM1E86
8-character codeUNCRITM1
Branch codeE86
BankUnicredit SPA
BranchCimitile
CityCimitile
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
E86 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code UNCRITM1E86?

UNCRITM1E86 identifies Cimitile, a unit of Unicredit SPA in Cimitile, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM1E86 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1E86 with the recipient before sending.

Do I need UNCRITM1E86 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need UNCRITM1E86.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 2–4 business days.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send.

What does each part of UNCRITM1E86 stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and E86 identifies the department Cimitile.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.