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SWIFT/BIC code UNCRITM1E89

UNCRITM1E89 belongs to Unicredit SPA in Forio, Italy.

UNCRITM1E89

Code details

SWIFT/BIC codeUNCRITM1E89
8-character codeUNCRITM1
Branch codeE89
BankUnicredit SPA
BranchForio
CityForio
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
E89 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code UNCRITM1E89?

UNCRITM1E89 identifies Forio, a branch or department of Unicredit SPA in Forio, Italy. Only use it if the recipient or their bank explicitly asks for it.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM1E89 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1E89.

What does each part of UNCRITM1E89 stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and E89 identifies the branch Forio.

Can I use UNCRITM1 instead of UNCRITM1E89?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1E89 is Forio. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1E89.

What happens if I enter UNCRITM1E89 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1E89 against the details from Unicredit SPA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.