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SWIFT/BIC code UNCRITM1EF4

UNCRITM1EF4 belongs to Unicredit SPA in Vignale Monferrato, Italy.

UNCRITM1EF4

Code details

SWIFT/BIC codeUNCRITM1EF4
8-character codeUNCRITM1
Branch codeEF4
BankUnicredit SPA
BranchVignale Monferrato
CityVignale Monferrato
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
EF4 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code UNCRITM1EF4?

UNCRITM1EF4 identifies Vignale Monferrato, a branch or department of Unicredit SPA in Vignale Monferrato, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of UNCRITM1EF4 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and EF4 identifies the department Vignale Monferrato.

What is the cheapest way to send money to Unicredit SPA?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Do I need UNCRITM1EF4 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1EF4.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Can I use UNCRITM1 instead of UNCRITM1EF4?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1EF4 is Vignale Monferrato. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1EF4.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.